Supports Both Fiat Currency Payments

and Stablecoin Ransfers

With compliance as its foundation, easily convert stablecoins into fiat currency and complete payments, facilitating cross-border business expansion.

Create Enterprise Account

Payout by Fiat

Core Highlights

Localized Clearing

Deeply integrated with Hong Kong's local payment infrastructure, supporting direct payouts in USD and HKD.

24/7 Availability

Real-time settlement 7×24h via the FPS channel, completely unaffected by public holidays.

Large-Value Secure

Supports enterprise-grade large-value interbank transfers via the CHATS channel, ensuring funds are delivered safely same-day.

Key Capabilities

Withdrawals in Hong Kong:

Supporting CHATS large-amount clearing and FPS fast transfer

Settlement to corporate and third-party accounts is possible

Withdrawal Currency: 
USD 

HKD

Payment Channels: 

CHATS (Cross-bank Clearing)
FPS (Fast Transfer Service, 24/7 Real-time Settlement)

Payee Type: 

Corporate Account (Same Name) / Subordinate Merchant Bank Account / Third-Party Supplier

Payout Process Guide

STEP 1

Pre-linked Hong Kong bank receiving account

STEP 2

Initiate an inquiry & Select the exchange rate type (fixed/market).

STEP 3

Confirm quote & Select settlement bank account

STEP 4

Waiting for bank transfer FPS real-time / CHATS same day

Payout by Stablecoin

Supports USDT/USDC transfers to corporate client's personal wallet addresses, covering five major blockchains: ETH, TRX, Polygon, Solana and TON. Funds arrive instantly with low fees.

Core Highlights

Multi-Chain Ecosystem Coverage

Supports four major public blockchains—Ethereum (ETH), TRON (TRX), Polygon, and Solana—catering to diverse customer intentions and preferences.

Diverse Asset Selection

Supports mainstream stablecoins USDT and USDC to effectively mitigate crypto asset volatility risks and ensure equal settlement value.

Instant Settlement Experience

Capital flows are entirely driven by on-chain confirmations; funds are credited immediately upon confirmation, bypassing tedious intermediary bank review processes.

Technical Specifications

Supported Wallet Types

Supports transfers to private wallets or enterprise managed wallets (Managed Wallets).

Cost Advantage

Compared to traditional SWIFT cross-border wire transfers, stablecoin payouts incur significantly lower transaction fees and drastically shorten time-to-credit.

Key Capabilities

Withdrawal Currency

USDT · USDC

Support Chain

Ethereum (ETH), TRON (TRX),Polygon, Solana

Target Address

Private Wallet · Enterprise Custodial Wallet Address

Comparison Summary

Quick reference guide to our dual-track payout options.

Feature

Payout by Fiat (Fiat)

Payout by Stablecoin (Stablecoin)

Supported Currencies

USD, HKD

USDT, USDC

Clearing Channels

CHATS, FPS

ETH, TRX, Polygon, Solana

Settlement Speed

Real-time (FPS) / Same-day (CHATS)

Instant upon on-chain confirmation

Receiving End

Traditional Bank Accounts

Digital Wallet

Ready for A New Era of Payments?

OristaPay is revolutionizing the payments experience for businesses worldwide. Contact us today to learn how to help your global business operate efficiently.